This report is an extension of the Driving Cybersecurity Performance research report published by ESI Thoughtlab in June 2020. The research highlights opportunities to close gaps on cyber insurance limits: there is a disparity between purchased coverage limits for cyber compared to estimated losses and expenses due to a cyberattack. 70% of SMEs have a cyber coverage limit lower than $1million and lower than total past or estimated future losses and expenses related to a cyberattack. Cyber insurance protects businesses from risks related to the use of information technology and the internet and typically includes first- party, third-party liability and cybercrime coverage. While cybersecurity helps prevent, detect and mitigate cyber incidents, cyber insurance accelerate the response and recovery process in the aftermath of a cyber incident.